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Filtering by user: crovax
Thursday, February 16, 2023
[00:36:00] crovax tf are yall talkin about
[00:36:32] crovax only thing im eatin is ct's mom
[00:41:20] crovax pour a few dabs onto that roast beef
[00:41:44] crovax or i guess more like corned beef in this case
[00:42:47] crovax corned beef cause irish
[00:45:08] crovax [19:36:30] <&crovax> only thing im eatin is ct's mom
[01:06:47] crovax finally
[01:06:50] crovax thought she'd never leave
[04:13:09] crovax its past his bedtime
[04:18:04] crovax $w
[04:18:11] crovax !w
[04:18:17] crovax .w
[04:18:33] crovax uh huh
[04:18:38] crovax .w nj
[04:18:43] crovax .w new jersey
[04:19:43] crovax thoughts and prayers
[18:34:37] crovax Mikoolo i think you have those dates backwards
[18:34:46] crovax put him on ignore mar.1, remove feb 28
[18:34:52] crovax repeat every year
[18:42:55] crovax most banks dont charge up to -$50 these days or multiple transactions that go negative
[18:43:06] crovax and typically you can get your first one lifted when you do get one
[18:43:22] crovax but also, most banks dont do overdraft fees if it's their own service charge to make it go negative
[18:43:28] crovax all this shit changed a few years ago
[18:43:43] crovax if you hqave a bank thats still not doing this stuff, switch
[18:44:00] crovax ^
[18:44:20] crovax chase, td, hsbc, bank of america, and keybank are all fine
[18:44:22] crovax ive worked with all of em
[18:44:51] crovax time to close that one and go to one that abides by the new common policies
[18:45:50] crovax c0ded in the mean time call your bank and ask if theyll waive that fee, they usually do in cases like that
[18:46:46] crovax the service fee is usually a fee for having under a min balance
[18:46:47] crovax thats normal
[18:46:53] crovax its the overdraft im talking about
[18:47:22] crovax usually the fee is there from the start but if you meet certain requirements like a regulkar monthly direct deposit it gets waived
[18:47:41] crovax what bank do you use
[18:47:50] crovax this osunds like some shit some small town local one would pull
[18:48:31] crovax ive never heard of the big ones having an overdraft on a service charge or even a regular charge that brings it less than 50 negative
[18:48:41] crovax not in the past like 10 years
[18:49:23] crovax ive worked with most of the big multinationals and after the fights from the 2008 crash a lot of changes were made
[18:49:31] crovax that shouldnt matter
[18:49:34] crovax i always have a balance on my cc
[18:49:51] crovax call and ask
[18:50:02] crovax nothing changes if you dont speak up
[18:50:18] crovax in my experience working with them the past few years, theyve pretty much done everything ive asked
[18:50:21] crovax waived every fee ive argued
[18:51:27] crovax so close the account and go to chase
[18:51:50] crovax service fee is waived with a $1500 balance or higher, or if you have 2 direct deposits a month
[18:52:02] crovax and no overdraft fees on service charges if it makes it go neg
[18:52:08] crovax and no fees if you get it under up to -50
[18:52:22] crovax also no fees if you go under but can fix it by the end of the day
[18:52:36] crovax why
[18:52:41] crovax lol
[18:52:54] crovax im sure its been charged off by now
[18:53:04] crovax oh cc is different than checking
[18:53:09] crovax it might be finre
[18:53:12] crovax fine*
[18:53:32] crovax theyll prob just make it so your account cant overdraft and you just get declined on things if you hit 0
[18:53:33] crovax thats all
[18:54:02] crovax call them
[18:54:07] crovax couldnt hurt
[18:54:38] crovax always remember the person on the other end is usually just some normal wage worker
[18:54:48] crovax brighten their day and they help more sometimes
[18:54:58] crovax pretend it's f on the other end
[18:55:40] crovax creep
[18:55:53] crovax who even invited this creep
[18:56:29] crovax yeah she can only do so much
[18:56:38] crovax quite the uphill battle
[18:56:58] crovax really commend her for that
[18:57:22] crovax /ignore ComputerTech
[18:57:25] crovax shit
[18:57:51] crovax thats the irish for ya
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